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Carver Communications - Index

Carver Communications - 4.15.09 - Index

What’s in a name? A lot, if it
comes to owning a home! As expected,
there are a myriad of things to
consider. Who’s the designer?
Builder? What kind of reputation do
they have? Who’s the seller? Who’s
the financier? And…who’s the
owner? As in,
who owns the
title to the property?
In order to
seamlessly
facilitate the process of becoming a
D.R. Horton homebuyer, the parent
company created its own mortgage
company to provide the financing, as
well as the title insurance division
that fulfills the escrow and title
insurance required by new buyers…DHI
Title.
“What is title insurance
and why is it needed?”
Title insurance is a contract of
indemnity between the insured and a
title company, and protects the owner
DHI Title
of the property against a loss that
may arise by reason of a defect in
your ownership or an interest you
have in real property. The form of
the contract is determined by the
Texas Department of Insurance.
Likewise, the title insurance rates in
Texas are
...the title insurance company
agrees to defend you in court if
there is an attack on your title.
promulgated
by the Texas
Department
of Insurance
and are uniform
for all title companies.
In addition, the title insurance
company agrees to defend you in
court if there is an attack on your
title. It will cover attorney and court
expenses or pay a loss caused by the
defect in title up to the face amount
of the policy subject to terms listed
in your policy.
There are numerous problems
that can arise to affect the ownership
of ones’ property and mortgage
investment. Some of the risks that
exist which a title policy may protect
against include: forgeries, false rep-
April 15, 2009 REAL ESTATE NEWSLINE 15
resentation, mistakes at law, undisclosed
heirs, illegal trusts, delinquent
taxes, fraud, lost wills, mistakes
in legal description, clerical
mistakes, defective acknowledgments
on documents and platting discrepancies.
DHI Title has 5 convenient
locations in Texas, including one in
San Antonio at 211 North Loop 1604
E. They’re open Monday through
Friday from 8:00 am to 5:00 pm.
Spanish is also spoken.
According to San Antonio
Branch Manager, Adrianna Salas,
“the company’s mission is to consistently
provide an unexpected level of
care and service to the Client, compelling
him/her to become a
"Customer for Life". This can only
be achieved in a work environment
that attracts, retains, and develops
honest, independent thinking and
highly motivated Teammates into an
accountable decision making team.”
“Our San Antonio office is
committed to providing the best possible
service and making sure each
customer is fully informed. We serve
Adrianna Salas
as educational resources for realtors
– to ensure they can accurately
inform the
prospectivehomeb
u y e r
about what
to expect,
and the
closing
process –
in all ways, right down to the title.
We’re here to serve the community.”
Our San Antonio office is committed to
providing the best possible service and
making sure each customer is fully informed.
We serve as educational resources for realtors
– to ensure they can accurately inform...
For more information, call 210-
490-3222 or visit www.dhititle.com